Stavební spoření od roku 2014 lze snadněji dědit

14. prosinec 2013 | 05:25

Změny ve stavebním spoření je nutné očekávat i v roce 2014. Jednou z velkých výhod je snazží možnost stavební spoření dědit.

Dědictví u stavebního spoření upravuje přímo zákon o stavebním spoření. Jsou stanoveny tři možnosti, kdy tak lze naspořené peníze dědit.

Za prvé: Po úmrtí klienta přechází jeho smlouva nejprve na manžela či manželku. Pokud to nelze učinit (klient není sezdán), přechází smlouva o stavebním spoření na další dědice.

Za druhé: Pokud dědici smlouvu o stavebním spoření nechtějí, smlouva bude ukončena a dědicové získají finanční zůstatek, který je na spořícím účtu. Jenže pokud klient zemře v období spoření (6 let), a dědicové se rozhodnou peníze vyplatit, přicházejí o státní podporu. Dědicové dostanou naspořené peníze a úroky, nikoliv státní podporu.

Za třetí: Od ledna 2014 platí novinka, že první dva kroky lze přeskočit. To znamená, že smlouva o stavebním spoření bude ukončena a dědicům se vyplatí zůstatek. V případě úmrtí již nebude vyžadována šestiletá lhůta pro nárok na státní podporu.

Autor: Redakce

[Nahoru ↑]

Sdílet na Facebooku Linkuj.cz!

Hodnocení

Hodnocení: 1 hvězdiček / Hodnoceno: 2x


Přidat komentář

Reklama

Čtěte také...

Mýty a pravda o stavebním spoření ve víru politické turbulence

Turbulence české politiky nutí střadatele o obezřetnost. Zamýšlené změny v zákoně o stavebním spoření znejistily nejen spořitelny, ale především klienty. Tady jsou otázky a odpovědi.

Ceny pojištění auta u povinného ručení v roce 2014 vzrostou

S novým občanským zákoníkem lze předpokládat, že vzrostou náklady na odškodnění hlavně kvůli novému výpočtu na zdraví. S tím souvisí i zdražení povinného ručení vozidel.


Jaké jsou novinky v pojištění vozidel pro rok 2014 u pojišťoven?

Pojišťovny nachystaly pro rok 2014 novinky v produktu povinného ručení vozidel. Chtějí alespoň kompenzovat zdražení, získat nějakou konkurenční výhodu a odlišit se od ostatních. V přehledu přinášíme základní novinky.

ČSOB, Komerční banka, Česká spořitelna či Raiffeisenbank mění od ledna 2014 bankovní poplatky

ČSOB, Komerční banka, Česká spořitelna či Raiffeisenbank mění od ledna 2014 bankovní poplatky

Největší banky od ledna 2014 mění sazebníky. Některé zlevní, avšak u nejvíce využívaných služeb spíše zůstanou ve stejné výši. Co lze čekat od České spořitelny, Komerční banky, ČSOB nebo Reiffeisenbank?




Vložit komentář

Napsat komentář
Jméno:
E-mail:
Web:


Komentáře

Sean

pátek, 6. prosinec 2019
01:12

Howdy! I know this is kinda off topic however I\'d
figured I\'d ask. Would you be interested in exchanging links or maybe guest writing a blog
post or vice-versa? My blog covers a lot of the same subjects as yours
and I think we could greatly benefit from each other. If you are
interested feel free to shoot me an email. I look forward to hearing from you!
Wonderful blog by the way!


posted by: Sean [Odpovědět]

Willian

pátek, 6. prosinec 2019
20:58

Superb, what a weblog it is! This blog presents helpful data to us,
keep it up.


posted by: Willian [Odpovědět]

Fermin

středa, 11. prosinec 2019
07:09

Thanks very nice blog!


posted by: Fermin [Odpovědět]

Dacia

pátek, 13. prosinec 2019
04:01

Post writing is also a fun, if you be familiar with afterward
you can write if not it is complicated to write.


posted by: Dacia [Odpovědět]

Sammy

úterý, 17. prosinec 2019
18:28

I have learn some excellent stuff here. Definitely value bookmarking
for revisiting. I wonder how so much effort you put
to create this sort of excellent informative website.


posted by: Sammy [Odpovědět]

Jennie

úterý, 31. prosinec 2019
03:07

Hi there, this weekend is pleasant in support of me,
since this occasion i am reading this enormous educational piece
of writing here at my home.


posted by: Jennie [Odpovědět]

Markus

úterý, 31. prosinec 2019
06:39

Excellent blog here! Additionally your site so much up very fast!
What web host are you using? Can I get your affiliate link for your host?
I wish my web site loaded up as fast as yours lol


posted by: Markus [Odpovědět]

Arielle

středa, 1. leden 2020
00:40

Wonderful blog! I found it while browsing on Yahoo News.
Do you have any tips on how to get listed in Yahoo News?
I\'ve been trying for a while but I never seem to get there!

Thanks


posted by: Arielle [Odpovědět]

Matt

pátek, 3. leden 2020
00:39

It\'s going to be finish of mine day, except before finish I am reading this
impressive paragraph to improve my experience.


posted by: Matt [Odpovědět]

Lottie

úterý, 7. leden 2020
19:02

I like what you guys are up too. This sort of clever work and exposure!

Keep up the wonderful works guys I\'ve you guys to my own blogroll.


posted by: Lottie [Odpovědět]

Stacia

úterý, 7. leden 2020
22:02

You can definitely see your enthusiasm in the article you write.

The sector hopes for more passionate writers like you who aren\'t afraid to
say how they believe. All the time follow your heart.


posted by: Stacia [Odpovědět]

Alyssa

úterý, 14. leden 2020
09:44

Keep on writing, great job!


posted by: Alyssa [Odpovědět]

Helen

sobota, 18. leden 2020
10:28

Good post. I learn something totally new and challenging on sites I stumbleupon everyday.
It will always be useful to read content from other authors and use something from other web sites.


posted by: Helen [Odpovědět]

Beryl

středa, 29. leden 2020
05:56

I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire
someone to do it for you? Plz answer back as I\'m looking to create
my own blog and would like to find out where u got this from.
thanks


posted by: Beryl [Odpovědět]

Adriene

sobota, 4. duben 2020
09:41

Unquestionably believe that which you stated. Your favorite reason seemed to be on the web the simplest thing
to be aware of. I say to you, I certainly get annoyed while people think about worries
that they just do not know about. You managed to hit the nail upon the top and defined out the whole
thing without having side effect , people can take a signal.

Will probably be back to get more. Thanks


posted by: Adriene [Odpovědět]

Gene

sobota, 4. duben 2020
13:16

Hi there! This post could not be written any better! Reading this post reminds me of my previous room mate!
He always kept talking about this. I will forward this write-up to him.

Fairly certain he will have a good read. Many thanks
for sharing!


posted by: Gene [Odpovědět]

Dana

středa, 10. červen 2020
23:37

It\'s going to be end of mine day, but before ending I am reading
this impressive post to increase my knowledge.


posted by: Dana [Odpovědět]

Carol

čtvrtek, 11. červen 2020
12:38

Heya! I know this is somewhat off-topic however I had
to ask. Does managing a well-established
blog such as yours require a lot of work? I am brand new to writing a blog but I do write in my journal every day.
I\'d like to start a blog so I can share my experience and feelings online.

Please let me know if you have any recommendations or tips for new
aspiring blog owners. Thankyou!


posted by: Carol [Odpovědět]

Mathew

čtvrtek, 11. červen 2020
21:55

Amazing! Its genuinely amazing post, I have got much clear idea
on the topic of from this post.


posted by: Mathew [Odpovědět]

Shannon

pátek, 12. červen 2020
02:26

It\'s a pity you don\'t have a donate button! I\'d without a doubt donate to
this outstanding blog! I guess for now i\'ll
settle for book-marking and adding your RSS feed to my Google account.
I look forward to new updates and will talk about this blog with my Facebook group.
Talk soon!


posted by: Shannon [Odpovědět]

Arturo

pátek, 12. červen 2020
20:44

Very energetic article, I enjoyed that a lot. Will there be a part 2?


posted by: Arturo [Odpovědět]

Priscilla

sobota, 13. červen 2020
01:22

I really like looking through a post that can make people think.
Also, thanks for permitting me to comment!


posted by: Priscilla [Odpovědět]

Concetta

sobota, 13. červen 2020
03:26

Every weekend i used to pay a visit this web site, for the
reason that i want enjoyment, for the reason that this this website
conations actually fastidious funny material too.


posted by: Concetta [Odpovědět]

Reda

sobota, 13. červen 2020
04:29

Hello There. I found your blog using msn. This is an extremely well written article.
I\'ll be sure to bookmark it and come back to read more of
your useful information. Thanks for the post. I will definitely return.


posted by: Reda [Odpovědět]

Jason

sobota, 13. červen 2020
09:00

For the reason that the admin of this site is working, no uncertainty very rapidly it will be well-known, due to
its quality contents.


posted by: Jason [Odpovědět]

Gladis

neděle, 14. červen 2020
21:06

If some one wishes to be updated with newest technologies afterward he must be go to see this website and be up to date all the time.


posted by: Gladis [Odpovědět]

Hildegarde

neděle, 14. červen 2020
23:27

Does your site have a contact page? I\'m having trouble locating it but, I\'d like to send you an email.
I\'ve got some recommendations for your blog you might be interested
in hearing. Either way, great site and I look forward to seeing it grow over time.


posted by: Hildegarde [Odpovědět]

Lela

pondělí, 15. červen 2020
17:53

I love your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to
do it for you? Plz respond as I\'m looking to create my
own blog and would like to find out where u got this from.
thank you


posted by: Lela [Odpovědět]

Effie

středa, 17. červen 2020
16:15

Hey, I think your blog might be having browser compatibility issues.
When I look at your blog site in Chrome, it looks fine
but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, amazing blog!


posted by: Effie [Odpovědět]

Wendi

pátek, 26. červen 2020
04:42

Your style is very unique compared to other folks I\'ve read stuff from.
Many thanks for posting when you\'ve got the opportunity, Guess I will just bookmark this blog.


posted by: Wendi [Odpovědět]

Shoshana

sobota, 27. červen 2020
02:46

Howdy! I know this is kinda off topic but I was wondering which blog platform are you
using for this site? I\'m getting fed up of Wordpress because I\'ve had issues with hackers
and I\'m looking at alternatives for another platform. I would be awesome if you could point me in the
direction of a good platform.


posted by: Shoshana [Odpovědět]

Morgan

sobota, 27. červen 2020
05:36

I for all time emailed this website post page to all my contacts, because if like to read
it after that my links will too.


posted by: Morgan [Odpovědět]

France

sobota, 27. červen 2020
14:11

Hmm is anyone else encountering problems with the images on this blog
loading? I\'m trying to figure out if its a problem on my end or if it\'s the
blog. Any responses would be greatly appreciated.


posted by: France [Odpovědět]

Shavonne

sobota, 27. červen 2020
23:18

Amazing blog! Is your theme custom made or did you download it from
somewhere? A theme like yours with a few simple tweeks
would really make my blog shine. Please let me know where you got your theme.
Kudos


posted by: Shavonne [Odpovědět]

Armand

pondělí, 29. červen 2020
11:45

I am sure this paragraph has touched all the internet viewers, its really really good post on building up new weblog.


posted by: Armand [Odpovědět]

Isla

pátek, 17. červenec 2020
22:26

all the time i used to read smaller articles or reviews which as
well clear their motive, and that is also happening with this
piece of writing which I am reading here.


posted by: Isla [Odpovědět]

Blythe

sobota, 18. červenec 2020
04:35

What\'s Happening i am new to this, I stumbled upon this I\'ve discovered
It positively helpful and it has aided me out loads.
I hope to contribute & help different users like its helped
me. Great job.


posted by: Blythe [Odpovědět]

Willie

středa, 22. červenec 2020
01:22

Greetings! Very helpful advice in this particular article!
It is the little changes that will make the largest changes.
Thanks a lot for sharing!


posted by: Willie [Odpovědět]

Calvin

sobota, 25. červenec 2020
04:03

Hi there, I believe your blog could possibly be
having browser compatibility problems. When I take
a look at your blog in Safari, it looks fine however,
when opening in I.E., it\'s got some overlapping issues.

I just wanted to give you a quick heads up!
Besides that, wonderful site!


posted by: Calvin [Odpovědět]

Tara

neděle, 26. červenec 2020
00:26

Wow! This blog looks exactly like my old one! It\'s on a
totally different subject but it has pretty much the same page layout and design. Great choice of colors!


posted by: Tara [Odpovědět]

Minnie

pondělí, 27. červenec 2020
02:23

Hmm is anyone else having problems with the images on this
blog loading? I\'m trying to find out if its a problem on my end or if it\'s the blog.
Any feed-back would be greatly appreciated.


posted by: Minnie [Odpovědět]

Leonardo

sobota, 23. listopad 2019
14:03

I do not even know how I ended up here, but I thought this post was good.

I do not know who you are but definitely you\'re going to a famous blogger if you aren\'t already ;) Cheers!


posted by: Leonardo [Odpovědět]

Antonietta

úterý, 28. červenec 2020
02:12

What\'s up, its pleasant paragraph on the topic of media print,
we all be aware of media is a impressive source of information.


posted by: Antonietta [Odpovědět]

Alfredo

středa, 29. červenec 2020
10:11

Greetings from Idaho! I\'m bored to death at work so I decided to browse your website on my iphone during lunch break.
I enjoy the information you provide here and can\'t wait to take a look when I get home.

I\'m amazed at how quick your blog loaded on my phone .. I\'m not even using
WIFI, just 3G .. Anyhow, amazing blog!


posted by: Alfredo [Odpovědět]

Emmett

čtvrtek, 30. červenec 2020
15:42

excellent points altogether, you just won a logo new reader.
What might you suggest about your submit that you just
made some days ago? Any certain? adreamoftrains web hosting service


posted by: Emmett [Odpovědět]

Leopoldo

pátek, 31. červenec 2020
04:55

Hello to all, how is the whole thing, I think every one is getting more from this website,
and your views are fastidious in favor of new users.


posted by: Leopoldo [Odpovědět]

Remona

čtvrtek, 6. srpen 2020
17:04

I was more than happy to find this site. I need to
to thank you for your time for this fantastic read!!
I definitely appreciated every little bit of it and i also have you bookmarked to check out
new things in your web site.


posted by: Remona [Odpovědět]

Dewayne

pátek, 7. srpen 2020
14:00

Hi my friend! I want to say that this article is amazing, nice written and include approximately all significant infos.
I would like to peer extra posts like this .


posted by: Dewayne [Odpovědět]

Epifania

pátek, 7. srpen 2020
15:19

Hi my friend! I wish to say that this post is awesome, nice written and come with almost all vital infos.
I would like to see more posts like this .


posted by: Epifania [Odpovědět]

Bret

neděle, 24. listopad 2019
10:09

Hi to every one, the contents present at this web page are genuinely remarkable for people experience, well,
keep up the good work fellows.


posted by: Bret [Odpovědět]